AirAsia Platinum Credit Card - Fees and Charges


Annual Fee
Basic: Rp. 500.000,-
Supplementary: Rp 250.000,-
Free First Year Annual Fee
Retail Transaction Interest Rate 2,246% per month / 26,95% per year
Cash Advanced Interest Rate 2,246% per month / 26,95% per year
Minimum Payment 10% or minimum Rp. 50.000,- (whichever higher)
Daily Cash Advanced Limit Maximum Rp. 10.000.000,-
Cash Advanced Fee 6% or minimum Rp 80.000,- (whichever higher)
Late Fee 3% from total billing or min Rp. 50.000,- and max. Rp. 150.000,-
Limit Increase Fee Rp. 20.000,-
Overlimit Fee Rp. 250.000,-
Card Replacement Fee Rp. 75.000,-
Paper Billing Request Fee Rp. 15.000,-
Sales Draft Request Fee Rp. 25.000,- per transaction
One year Transaction Summary Request Fee Rp 100.000,-
Installment Conversion (SimplePay) Charges
Applicable only for conversion thru PermataTel, excluding special program
Rp 40.000,- (for 0% 3 months)
Rp 10.000,- for other rate and tenor.
Minimum transaction Rp500.000,-
PermataNavigator Fee Rp 5.000,- per month
Transfer Fee for OverPayment Rp 100.000,-
* Fees and charges above can be altered in accordance to PermataBank policy and conform to Regulator terms

PermataTabungan AirAsia / AirAsia Debit Card - Fees and Charges

Initial Deposit Rp 100,000,-
Minimum Balance Rp 100,000,-
Cash Withdrawal Fee at other ATM* Rp 0,-
Administration Fee Rp 0,- for average balance in previous month >= Rp 5,000,000,-
Rp 15.000,- for average balance in previous month < Rp 5,000,000,-
Transfer Online Fee thru Permata eBanking (EXCEPT EDC Mini ATM) Rp 0,- for account balance before transaction >= Rp 5.000.000,-
Rp 7,500 for account balance before transaction < Rp 5.000.000,-  or thru EDC Mini ATM.
Closing Account Fee Rp 100,000
(Closing account process will follow existing Account Closure process)
PermataNavigator Fee Rp 7,900,- per month
or follow existing policy
Dormant Fee
(Account is not active in 12 consecutive months)
IDR 5,000 per month and the Dormant Fee will follow the the applicable Dormant Fee at PermataBank.
Card Replacement Fee Rp 15.000,- due to lost or broken

*within appointed network as per the back of the card.

IMPORTANT: These Fees and Charges are applied and charged by Permata Bank to the Cardholder and are strictly subject to Permata Bank’s terms and conditions. AirAsia assumes no responsibility and disclaims all liability in respect of such Fees and Charges applied by Permata Bank and shall not be responsible or liable for any dispute, challenge, damage, loss (including but not limited to direct, indirect and consequential loss), liability, injury or disappointment incurred or suffered by the Cardholders in connection with the same.